Avinya Ledger — Your Personal Finance Risk Radar
An offline-first personal finance app. No servers, no ads, no analytics — everything you enter stays on your device.
Built To Keep You Ahead of Every Payment
Six core tools, all working on-device, all private by default.
See whether your balance will cover every upcoming EMI, SIP, and bill before it's due — Avinya Ledger flags a shortfall ahead of time, not after you've already missed a payment.
Track every loan with a visual progress bar, so you always know exactly how much is paid off and how much is left to go.
Weighs the interest you're paying against the cashback you're earning on every card, so you know at a glance whether a card is actually working for you.
Keep a clean record of money lent to or borrowed from friends and family, so nothing gets forgotten or disputed later.
EMI, SIP, SWP, and GST calculators, built right into the app — unlimited use, even on the free tier.
Use Avinya Ledger in the language you're most comfortable tracking your money in.
Simple, Honest Pricing
Start free. Upgrade only if you actually need more.
Everything you need to get started — forever free.
- 2 bank accounts
- 1 credit card
- 1 active loan
- 5 P2P contacts
- 2 recurring payments
- 50 manual entries
- Encrypted manual backup, restore & CSV export
- Unlimited calculators (EMI, SIP, SWP, GST)
Yearly (with a 7-day free trial) or Monthly.
Exact pricing for your country is shown at checkout by the Google Play Store / App Store.
- Unlimited bank accounts
- Unlimited credit cards
- Unlimited active loans
- Unlimited P2P contacts
- Unlimited recurring payments
- Unlimited manual entries
- Full reports
- Scheduled backup + reminder
App Policies
Avinya Ledger's Premium subscription is processed through Google Play, Apple, and RevenueCat — your financial data never leaves your device.
Questions about Avinya Ledger? Contact us or email support@avinyadigitech.in.